Sunday, 23 August 2009

Seattle’s Grunge

Seattle’s Grunge

Last year, I was looking at a map and noticed that I had gone to three corners of the map. Up to Brunswick Maine, down south to South Padre Island, and West to San Diego, but the most northwest place I had gone to was San Francisco.

So, I planned a trip up to Seattle. And what kind of trip did I plan? “A Cheapo tripo”.KAKOJ SLAVNIJ KOTENOK

I calculated the cost of gas, hotels, and the food. Planned out what I wanted to see, things I wanted to do. I weighted the pros & cons between flying and driving. Flying was cheaper than driving, but I would miss out on the sights and smells of the open road.

And then it came to me.

I could take the bus!

I was going to have it all! I would get the sights and smells; I would save money on gas, mileage on the truck, money on hotels. It was perfect. A nice “cheapo tripo”.

My plan included a scenic ride from Phoenix to Los Angeles, and North on Interstate 5 to Seattle.

The day came, my bags were packed, the ticket was bought, and my trip began at the bus station.

I don’t even want to describe the odors at the bus station, let’s just say I was relieved when I was eventually on board and was rolling.

The bus rolled a couple of feet and stopped, along with the air conditioner. 20 minutes later after it was officially pronounced out of service, we all had to get up and board another bus.

After a couple of hours of rolling, it was time to sleep. Part of the savings of the trip was eliminating the cost of hotels. So, I had planned on sleeping on the bus at night during the trip.

Just about when my eyes closed, all the lights on the bus turn on. The bus stops and people are scuffling out with their bags, and I’m getting hit! Their bags hit all the headrests as they exit the bus.

I did not take into account that greyhound stops at every little town with a bus stop. And every time, they turn on all the lights on the bus.

By the time I got to Monterey, I was exhausted, I still managed to walk to fisherman’s wharf for lunch. Walked over the beach to watch the waves and to take a short nap on the beach.

Funny thing about California, you don’t really feel the heat by the water. And I didn’t buy any sun block, so I got red as a red snapper.

Before I got back to the bus, I was at least able to take a shower at a local kayak rental place.

Now I know I’m skipping some cities, but there is not a lot to talk about when you are taking a cheapo trip.
Now Sacramento, a very nice clean city. I was walking and didn’t see any bums. It turned out that I was the bum. I was fortunate to find a train station and was able to take a hobo shower and nap indoors on the benches before going back to the bus station.

I arrived late at night to Seattle. I figured that a city known for it’s coffee would be up all night.

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Get the Best Deal through Internet Mortgage Leads

The Internet has revolutionized the real estate business especially the mortgage services. Everyday thousands of mortgage seekers utilize the Internet to get information regarding mortgage loans. That’s why many mortgage sellers prefer the Internet mortgage leads as it’s a cost-effective way to get an instant and good return against their investments. Today online mortgage industry is one of the most competitive and profitable industries in the United States.

Internet mortgage leads are perfect medium for people who are from mortgage industry to save money as well as to make money. Lets us have a brief overview on the benefits of this online mortgage deals which are discussed below.

Get instant return
The Internet is the perfect real-time mortgage lead distribution system. The leads are delivered instantly say in less than 48hours. Thus it acts as a time saving tool both for mortgage brokers as well as lenders.

Money saving
As there is no charge for registration, sellers can save a considerable amount of money for their mortgage deal.

Offers the highest possible closing ratio
Top brokerage sites use advance technology and skill to offer you with the highest possible closing ratio for Internet mortgage leads in the industry.

Avail other opportunities
Many leading Internet mortgage leads providing websites usually have some ‘free leads’ advertisements on their sites, which are nothing but cheap leads. These cheap leads are a good source to invest because of their return policies. Because there is complete replacement of money option incase of any bad lead and that too free of charge.

Offers accurate data
Websites offering mortgage leads adopt latest software so that buyer gets the correct data about the mortgage seller. It not only saves the hassle of looking for correct data such as phone number, or street number of the property, but helps in closing the deal.

However, there are certain points which the buyers need to consider before choosing the Internet mortgage leads providing site to invest their money.

Do a thorough research on the mortgage lead company where you are planning to invest your money. Avoid those who do recycling on the leads. Recycling is nothing but reselling the leads at a higher price which they have obtained from third party vendors.

Avoid those who bribe their customers to fill the applications. Most of the time those leads are worthless and of no use for investment purpose.

It’s a good idea to opt for exclusive mortgage deals as then the delivery will only be to the buyer. But incase the buyer is not opting for exclusive mortgage leads; he needs to check out the lead return policy.

Check out the authenticity of the data present in the Internet mortgage leads. Many times users put wrong information regarding proper address or phone number which brings problem after you buy the lead.



Mark Whitney is working as a financial advisor from the last 8years and has expertise in home loans, Exclusive mortgage leads, mortgage loans and property loans area. His mortgage leads plans are often published in major Economic Newspapers. If you want to have more information on mortgage deals, then visit: www.smartleadz.com


Article Source: Get the Best Deal through Internet Mortgage Leads

When Will the Mortgage Market Return?

Are you anxiously awaiting news that the mortgage market will return soon? Of course the answer is yes you are, as is everyone else out there today. From a Fixed rate mortgage to those floating figures, everyone wants to get back on the upswing.

However, while many remain optimistic there have been some heavy blows dealt to those waiting for the upturn. In fact, the nation has seen the smallest rise in the history of lending happen this week.

While the totals for Mortgages approved in May were up by 223 based on April figures, this month analysts had hoped for a rise in numbers into the thousands.

And only to make matters worse, the GBP spent was only a fraction this year as apposed to this time last year. For instance, April of this year saw the markets closing at only a tenth of last years figures. But what has everyone so much more down about these numbers is that the mortgage skies looked like they were clearing up with a definite incline towards a recovering market.

One such reason why it looked like the market was recovering was because of the most recent figures released by the British Bankers Association. These figures clearly showed that the Mortgages out there were on a 13 month high as of May.

And to further that, figures were showing that the number of repossessions dropped by 10,000. But what everyone wants to know is why the sudden downturn? This tends to be the question on everyone’s mind when this happens especially when there are usually measures out there that should have prevented it.

For instance, while the government helped out with intervention, and while the interest rates are lower as well as help by lenders with forbearances all went towards less people loosing their homes, people are still having trouble getting into the buying mood.

For some it is due to unemployment, and others are just not willing to get tied down at the moment with a mortgage with things on such shaky ground financially. However, with such great things as Equity release mortgages, people may find it less of a scary idea than they first thought.

In fact, there are many different little bits here and there that people can do to help themselves with their financial situations. From income protection to better spending habits you would be surprised at just how much better your life can become if you have the right kind of help.

All it takes is a bit of determination and research to find the right advice for your financial troubles. What’s more, when it comes to your mortgage everyone can use a bit of Equity release advice.

So before you go off and begin to look for the wrong way out of trouble make sure you check out all the great ideas there are to be found out there today. You will be surprised at just how many options there are out there that go above and beyond what the government can do to help you and they really work.


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